Last updated: 11 October 2026
Terms of Use
Effective date: 11 October 2026. By accessing or using Calcumetrics (calcumetrics.com), you agree to be bound by these Terms of Use. If you do not agree, please do not use the website.
1. Acceptable use
You may use Calcumetrics for personal, educational, or professional planning purposes. You may not scrape, systematically copy, reverse engineer, or redistribute our calculator engines or proprietary editorial content commercially without prior written authorization. Embedding our official calculator widgets is permitted as described in Section 8. How we handle your data is set out separately, and the limits of calculator results in our disclaimer.
2. Informational and educational use only
All calculations, models, articles, and outputs provided on Calcumetrics are strictly for informational and educational purposes. They do not constitute financial, investment, tax, legal, or accounting advice. No output guarantees future financial performance, investment return, debt approval, or tax savings.
3. User responsibility for inputs and assumptions
Every calculation relies on user-supplied variables (such as initial principal, assumed annual rate of return, loan tenure, salary deductions, and cash flow timing). You are solely responsible for ensuring that your inputs, chosen rates, and financial assumptions reflect your actual situation.
4. Third-party data and statutory rates
Statutory tax rates, government interest rates (e.g. PPF, GST, advance tax calendars), and financial metrics are referenced from published official sources as of the dates noted on each tool. Tax laws and regulatory guidelines change periodically; Calcumetrics does not warrant that statutory figures reflect immediate same-day gazette updates. Always consult official gazettes or a qualified Chartered Accountant (CA) or certified financial professional before executing financial or tax actions.
5. Disclaimer of warranties
This site is provided “as is” and “as available” without warranties of any kind, whether express or implied. While we validate formulas against standardized test suites, we do not warrant that calculations are error-free, uninterrupted, or suitable for any specific legal or commercial transaction.
6. Limitation of liability
To the fullest extent permitted by applicable law, Calcumetrics and its operators will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your access to, use of, or inability to use this site, or any decision made in reliance on site calculations.
7. Intellectual property
The website architecture, design system, user interface, brand assets, and explanatory articles are the intellectual property of Calcumetrics. Standard financial formulas themselves reside in the public domain; our specific software implementations, page copy, and visual styling are protected by copyright and intellectual property laws.
8. Embeddable calculator widgets
You may embed our calculator widgets on your own website or blog, free of charge, using the unmodified embed code from our Calculator Widgets page. When embedding, you agree to: (a) keep the attribution link that comes with the code; (b) not alter, overlay, or obscure the widget or present its results as your own advice; and (c) not embed it on pages that are unlawful, deceptive, or harmful. Widgets are provided under the same informational-use, warranty, and liability terms as the rest of this site. We may change, rate-limit, or discontinue widgets, or block embedding on specific sites, at any time without notice.
9. Changes to terms
We may revise these Terms of Use at any time. The “Last updated” date at the top indicates when revisions were made. Continued use of Calcumetrics after revisions constitutes your acceptance of the updated terms.
10. Contact and dispute resolution
These terms are governed by applicable law. For questions regarding these terms or to raise a concern, contact us at hello@calcumetrics.com before initiating formal proceedings, or use our contact page.