⚡ 100% Client-Side & Private·50 Free Interactive Tools

All Financial Calculators: Investments, Loans, Taxes & Business

Explore Calcumetrics’ full suite of precision financial calculators. Whether you are projecting wealth accumulation through mutual fund SIPs, calculating loan repayment schedules, applying India's GST 2.0 rationalized slabs (0%, 5%, 18%, 40%), or comparing the New and Old Income Tax regimes for FY 2025-27, every calculation runs instantly and entirely inside your browser. No sign-ups, no spam, and complete data privacy.

★ Most Used Calculators

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Showing 50 calculators
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📈Investments

12
★ Popular
SIP Calculator

Calculate maturity value and wealth gain for Systematic Investment Plans with monthly compounding.

₹25k/mo @ 12% in 15y → ₹1.26 Cr→
Lump Sum Calculator

Calculate the future value of a one-time investment with compound interest.

₹10L @ 11% for 10y → ₹28.39L→
Compound Interest Calculator

Calculate compound interest for any principal, rate, time, and compounding frequency.

A = P(1 + r/n)^(nt) compound yield→
Simple Interest Calculator

Calculate simple interest, maturity value, and compare directly with compound interest growth.

Straight interest vs compound growth→
★ Popular
CAGR Calculator

Calculate the Compound Annual Growth Rate between two investment values over time.

₹1L → ₹3L over 7y = 16.99% CAGR→
XIRR Calculator

Calculate the extended internal rate of return for irregular cash flows and dates.

IRR for irregular SIP dates & cash flows→
★ Popular
Fixed Deposit (FD) Calculator

Calculate maturity value and interest earned on fixed deposits with quarterly compounding.

₹5L @ 7.2% for 5y → ₹7.14L→
Recurring Deposit (RD) Calculator

Calculate maturity value for recurring deposit schemes with monthly contributions.

₹10k/mo for 5y @ 6.5% → ₹7.09L→
🇮🇳 India★ Popular7.1% Current Rate
PPF Calculator

Calculate Public Provident Fund maturity value with India-specific interest rates and 15-year lock-in.

₹1.5L/yr for 15y → ₹40.68L tax-free→
🇺🇸 US★ Popular
401(k) Calculator

Calculate 401(k) retirement savings growth with employer match and annual contribution limits.

6% deferral + 3% match projection→
Inflation Calculator

Calculate the future purchasing-power impact of inflation over time.

Instant calculation→
Savings Goal Calculator

Calculate the amount to save regularly to reach a target savings goal.

Instant calculation→

🏦Loans

10
★ Popular
EMI Calculator

Calculate monthly EMI, total interest, and repayment schedule for any loan.

₹50L @ 8.5% for 20y → ₹43k/mo→
★ Popular
Home Loan Calculator

Calculate home loan EMI, total interest paid, and year-by-year amortization schedule.

Year-by-year amortisation & interest→
Car Loan Calculator

Calculate monthly car loan payments, total cost, and interest over the loan term.

Monthly installment & total interest→
Loan Prepayment Calculator

Calculate interest savings and revised tenure when making a partial prepayment on your loan.

₹2L extra → cut 3.5 years tenure→
Mortgage Calculator

Estimate mortgage payments, total interest, and repayment over the loan term.

Instant calculation→
Loan Affordability Calculator

Estimate the loan amount that may fit within a chosen repayment budget.

Instant calculation→
Debt-to-Income Ratio Calculator

Calculate debt-to-income ratio from monthly debt obligations and income.

Instant calculation→
Credit Card Payoff Calculator

Estimate payoff time, interest cost, and payment requirements for credit card balances.

Instant calculation→
Loan Amortization Calculator

Generate a loan amortization schedule showing principal, interest, and remaining balance.

Instant calculation→
Interest Rate Calculator

Solve for the implied interest rate from principal, payment, time, and repayment inputs.

Instant calculation→

🧾Taxes

7
🇮🇳 India★ PopularFY 2025-27 Slabs
Income Tax Calculator

Compare New Tax Regime (FY 2025-26 & 2026-27) vs Old Regime, Section 87A zero tax up to ₹12.75L, and marginal relief.

₹12.75L salary → ₹0 tax New Regime→
🇮🇳 India★ PopularGST 2.0 Ready
GST Calculator

Calculate GST 2.0 amounts (0%, 5%, 18%, 40%) with CGST, SGST & IGST split, plus legacy 12% & 28% slab support.

₹10k base @ 18% GST → ₹1,800 tax→
🇮🇳 India
HRA Calculator

Calculate House Rent Allowance tax exemption under India's Income Tax rules.

Calculate Sec 10(13A) tax exemption→
🇮🇳 India
TDS Calculator

Calculate tax deducted at source for supported India income and payment scenarios.

Instant calculation→
🇮🇳 India
Capital Gains Tax Calculator

Estimate Indian capital gains tax for supported asset types, holding periods, and tax rules.

Instant calculation→
🇮🇳 India
Advance Tax Calculator

Estimate advance income-tax instalments under applicable Indian tax rules.

Instant calculation→
🇮🇳 India
Salary / CTC Calculator

Break down salary and CTC components for an India employment package.

Instant calculation→

💼Business

13
🇮🇳 India
UPI MDR Calculator

Calculate UPI merchant fees, interchange rates on PPI wallets and RuPay credit cards, and net settlement.

RuPay CC & PPI interchange costs→
★ Popular
Break-even Calculator

Calculate the break-even point in units and revenue for any fixed and variable cost structure.

Fixed costs ÷ unit contribution margin→
Profit Margin Calculator

Calculate gross, operating, and net profit margins from revenue and cost inputs.

Gross, operating & net profit margins→
Markup vs Margin Calculator

Understand and convert between markup percentage and gross margin for pricing decisions.

33.3% markup = 25% gross margin→
ROI Calculator

Calculate return on investment as a percentage and annualised rate for any investment.

Net return ÷ cost as annualised rate→
Economic Order Quantity (EOQ)

Calculate optimal inventory order batch size (EOQ) to minimize ordering and warehouse holding costs.

Batch size minimizing ordering costs→
Depreciation Calculator

Calculate asset depreciation using Straight Line (SLM) and Written Down Value (WDV) methods with schedule.

SLM & WDV asset depreciation table→
Working Capital Calculator

Calculate Net Working Capital (NWC), Current Ratio, and Quick Ratio to measure liquidity cushion.

Current & Quick ratio solvency→
Cost of Goods Sold (COGS)

Calculate COGS, goods available for sale, gross profit, and gross margin across inventory flows.

Beginning inventory + purchases − ending→
Inventory Turnover & Days (DSI)

Calculate inventory turnover ratio and Days Sales of Inventory (DSI/DIO) to measure supply chain velocity.

Days Sales of Inventory (DSI/DIO)→
Liquidity Ratios Suite

Benchmark short-term solvency with Current Ratio, Quick Acid-Test Ratio, and Cash Ratio.

Current, acid-test & cash ratio suite→
Cash Conversion Cycle Calculator

Calculate the cash conversion cycle from inventory, receivables, and payables days.

Instant calculation→
Debt Service Coverage Ratio (DSCR) Calculator

Calculate debt service coverage ratio from operating cash flow and debt service.

Instant calculation→

⚖️Corporate Finance

8
WACC Calculator

Calculate Weighted Average Cost of Capital from equity, debt, and tax rate inputs.

Cost of equity & after-tax debt→
NPV Calculator

Calculate Net Present Value of a series of cash flows at a given discount rate.

Discounted cash flows vs initial cost→
IRR Calculator

Calculate the Internal Rate of Return for a series of cash flows using numerical iteration.

Hurdle rate where NPV equals zero→
Payback Period Calculator

Calculate how long it takes to recover an initial investment from projected cash flows.

Years to recoup initial project capital→
DCF Calculator

Calculate the intrinsic value of an investment using the Discounted Cash Flow method.

Intrinsic equity & share valuation→
Discounted Payback Period Calculator

Calculate the time required to recover an investment using discounted cash flows.

Instant calculation→
Present Value Calculator

Calculate the present value of a future cash flow using a chosen discount rate.

Instant calculation→
Future Value Calculator

Calculate the future value of a present amount or cash-flow series at a chosen growth rate.

Instant calculation→

Why Calcumetrics Calculators Are Different

Financial decisions shouldn't rely on black-box tools or outdated statutory rates. Calcumetrics calculators are mathematically auditable, built to adhere to published guidelines from the Reserve Bank of India (RBI), Central Board of Direct Taxes (CBDT), and CBIC GST notifications, and execute entirely on the client side using pure JavaScript. Whether you are computing compound interest compounding quarterly, calculating exact Section 87A marginal relief on salary income, or extracting net base amounts from a GST-inclusive invoice, your inputs stay confidential in your browser.

✓ Verified statutory rates (September 2026)✓ Zero server telemetry or analytics cookies on calculations✓ Formatted with Indian numbering system (Lakhs & Crores)✓ URL hash sharing for instant team collaboration